A Better Way to Buy Your New Home

Share Your Timeframe for Buying a Home

Buying in the next 90 days?

Get your buying power and estimated payment in about 2 minutes.

No hard credit pull

Starting your home search?

Get pre-approved so sellers take your offer seriously.

Free • No obligation

Just exploring options?

Read practical first-time buyer guides and financing checklists.

Read Buyer Guides

Tips you can use today

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Home Purchase Loans are our Specialty

Better Rate Mortgage is here to make the home loan process faster and easier. Our specialized online tools and extensive knowledge take the stress and guesswork out of buying a home. Learn about the differences between loan programs and get help choosing the best fit for you.

Home purchase consultation

The Better Home Purchase Loan Process

  1. 1 Complete our simple mortgage pre-approval letter request
  2. 2 Receive options based on your unique criteria and scenario
  3. 3 Compare mortgage interest rates and terms
  4. 4 Choose the offer that best fits your needs
Home affordability calculator

What Can I Afford

Use this handy calculator to determine how much of your monthly budget can be used for a mortgage payment.

Calculate what you can afford

Apply Online

You’re only a few simple steps away from the home of your dreams! Apply with Better Rate Mortgage for the best rates and personalized service in the industry. Your rate quote is FREE!

Apply Online

Home Purchase Qualifier

Get your Free Pre-Approval Letter

  • Know exactly what you can afford before you search for homes.
  • Spend less out of pocket and lock in a super low interest rate.

Learn More About Purchasing a Home

Knowledge is power - the more you know, the better decisions you can make about purchasing the right home at the right time with the right loan.

Get a Rate Quote in Just 30 Seconds!

Mortgage rates change daily according to different factors. Get your FREE customized quote here!